Illinois Disability Insurance Lawyers

Residents of Illinois who are unable to work because of an illness or injury often find themselves searching the web for information about how to file a long-term disability claim. The Law Office of Justin Frankel represents people from Illinois when they are denied long-term disability benefits. Today most residents of Illinois live in and around Chicago, the biggest city in the American northwest and home to the Port of Chicago, which connects Illinois to ports from the Great Lakes to the Atlantic Ocean to the east and south to the Mississippi River by way of the Illinois River. Chicago is also home to O’Hare International Airport, which was one of the world’s busiest airports for many years. In addition to its geographic position as a transportation hub, Illinois is well known for heavy industry and agriculture. In business and popular culture, Illinois is often referred to as a microcosm of America.

According to the Illinois Department of Public Health, Fibromyalgia affects approximately 2% of the US population, or 5 million people. Illinois has many medical practices that focus on providing care and support for fibromyalgia patients.

Fibromyalgia is one of several chronic conditions that send up a red flag when claims arrive at disability insurance companies. Insurance companies would prefer to consider fibromyalgia as a series of symptoms and not a condition at all. The Law Office of Justin Frankel represents many individuals who suffer from fibromyalgia. Chronic Fatigue Syndrome and fibromyalgia patients face significant legal hurdles when it comes to collecting long-term disability insurance benefits. This is further complicated by the frequent appearance of depression, which is a natural response to such a difficult diagnosis. Living with pain, not being able to engage in regular activities of everyday life, having to give up an active schedule and learning to adjust to a world where simply getting out of bed every morning may or may not be possible would lead anyone to feeling depressed or anxious. For the claims adjuster, the word “depression” on a medical chart is an opening to possibly shifting the claim from a physical to a mental/nervous claim. This presents further problems, as most disability insurance policies have an extremely limited time frame for mental health/anxiety related claims. The Law Office of Justin Frankel has had to fight many battles on behalf of patients whose CFS claims have been twisted to mental/nervous. These types of challenges make it important for any Illinois resident with a long-term disability claim, particularly one of CFS or fibromyalgia, to work with an experienced disability insurance attorney. If you have questions about representation in Illinois, or any disability insurance matter, please call our office to learn how we can help.