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Recent Disability Insurance Claims Articles

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Long-Term Disability After a Traumatic Brain Injury: What Claimants Should Know

July 23, 2026 | Justin C. Frankel

“Many survivors of traumatic brain injuries face significant workplace limitations despite appearing outwardly healthy. A su…

Woman experiencing stress at work, seated at a desk with a laptop, holding her head, surrounded by office items.

POTS and Long-Term Disability Claims: How to Prove Disability

July 16, 2026 | Justin C. Frankel

Postural Orthostatic Tachycardia Syndrome, commonly known as POTS, can make it difficult or impossible to sustain full-time…

A person with a walking cane approaches a house; another person photographs them from a car.

Why Did My Disability Insurance Company Hire a Surveillance Company?

June 24, 2026 | Justin C. Frankel

One of the most unsettling moments in a long-term disability claim occurs when a claimant discovers that their disability in…

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Why You Need an Experienced ERISA Attorney to Handle Your Long-Term Disability Appeal

June 24, 2026 | Justin C. Frankel

Receiving a denial of your long-term disability (LTD) benefits can be devastating. After paying premiums for years and relyi…

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How to File an ERISA Long-Term Disability Claim

April 8, 2026 | Justin C. Frankel

A serious medical condition that prevents someone from working can create significant financial and emotional stress. Many…

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Are Long-Term Disability Benefits Taxable?

April 8, 2026 | Justin C. Frankel

A serious medical condition can interrupt income and create immediate financial pressure. Many professionals expect long-ter…

A person examines a model of a spine with a pencil, highlighting vertebrae in a bright, sunlit room with books on a nearby table.

Failed Back Surgery Syndrome And Long Term Disability Insurance: What Claimants Should Know

April 6, 2026 | Justin C. Frankel

Back surgery is often undertaken with the goal of reducing pain, restoring mobility, and allowing a return to work. Unfortun…

Diagram showing a brain's cerebellar tonsils extending into the spinal canal, with surrounding text. Text: "Chiari Malformation and Filing for Long-Term Disability Insurance. Chiari malformation is a neurological condition where brain tissue extends into the spinal canal—often abnormalities in skull. Symptoms such headache, neck pain, balance issues, numbness—or tingling—dizziness, and related conditions, syringomyelia, tethered cord syndrome, can limit anticaply—can impact a person’s ability to sustain work over time. LAW OFFICE OF JUSTIN C. FRANKEL, P.C."

Chiari Malformation and Long Term Disability Claims: What Claimants Should Know

March 24, 2026 | Justin C. Frankel

Chiari malformation is a neurological condition in which brain tissue—usually the cerebellum—extends into the spinal canal…

Is Radiculopathy Disabling for Long Term Disability (LTD) Claims?

March 13, 2026 | Justin C. Frankel

Yes. Radiculopathy can be disabling for LTD purposes when the condition causes persistent, well‑documented symptoms that pre…

MRI scans and medical testing equipment are featured. A gloved hand holds a scan of brain images. Text: "Proving Multiple Sclerosis for Long-Term Disability: Building a Strong LTD Claim. Neurologist Reports & MRI Evidence, Functional Testing & RFC Assessments, Symptom & Treatment Documentation, Work Impact & Job Limitations. Law Office of Justin C. Frankel, P.C."

How to Prove Multiple Sclerosis for Long Term Disability Benefits

March 12, 2026 | Justin C. Frankel

Multiple Sclerosis (MS) is a well‑recognized neurological disease, but securing long‑term disability (LTD) benefits requires…

Understanding Your Rights When Filing a Long-Term Disability Claim

March 9, 2026 | Justin C. Frankel

When disability prevents you from working, your long‑term disability (LTD) insurance benefits are meant to provide financial…

Silhouette of a head with a brain next to a crossed-out calendar marked "24," surrounded by the text: "Fighting the 24-month mental-nervous limitation in long-term disability claims.

What the 24-Month Mental Nervous Limitation Means for Your LTD Claim

March 6, 2026 | Justin C. Frankel

Long‑term disability insurers increasingly rely on the 24‑month mental‑nervous limitation to cut off benefits for claimants…

A wheelchair sits idle on a polished wooden floor in a modern office, with bright overhead lights and desks in the background.

How Surveillance Can Destroy Your Long-Term Disability Claim

February 17, 2026 | Justin C. Frankel

Insurance companies frequently rely on surveillance to undermine long-term disability (LTD) claims. While many claimants ass…

A doctor writes on a clipboard in an office. Text reads: "Your Doctor’s Role in a Successful Disability Claim," followed by checklists and "Justin C. Frankel, P.C." at the bottom.

Your Doctor’s Role in a Successful Disability Insurance Claim

February 16, 2026 | Justin C. Frankel

When you file a long‑term disability insurance claim, your doctor becomes one of the most important contributors to your cas…

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5 Disability Insurance Policy Clauses You Should Review Before Filing a Claim

February 12, 2026 | Justin C. Frankel

When a disability prevents someone from working, their disability insurance policy becomes one of the most important financi…

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Why You Should Hire an Attorney Before Filing a Long-Term Disability Claim

February 12, 2026 | Justin C. Frankel

When a medical condition forces you to stop working, filing a long‑term disability (LTD) claim may feel overwhelming. Whethe…

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Who Can Fill Out Short-Term and Long-Term Disability Paperwork?

February 9, 2026 | Justin C. Frankel

Applying for disability insurance benefits is often far more demanding than people expect. Insurance companies often request…

Common Roadblocks In Long Term Disability Claims

February 5, 2026 | Justin C. Frankel

Filing a long‑term disability (LTD) claim should be straightforward when you’re unable to work due to illness or injury. Unf…

Why Claimants Should Hire a Vocational Expert When an LTD Claim Transitions to “Any Occupation”

January 29, 2026 | Justin C. Frankel

When a long‑term disability (LTD) insurance claim transitions from an “own occupation” definition of disability to an “any o…

Social Media and Long Term Disability Claims: How Online Activity Can Impact Your Benefits

January 6, 2026 | Justin C. Frankel

Social media has become a natural part of daily life. We share photos, celebrate milestones, and stay connected with friends…

Why the Law Office of Justin C. Frankel Is the Ideal Partner for Filing Your LTD Claim

December 9, 2025 | Justin C. Frankel

When you’re dealing with a disability that jeopardizes your ability to work — and facing a long-term disability (LTD) insura…

Getting Long-Term Disability for Multiple Sclerosis (MS): What You Need to Know — And Why Working With the Law Office of Justin C. Frankel, P.C. Can Make All the Difference

November 26, 2025 | Justin C. Frankel

Living with multiple sclerosis (MS) is challenging enough. Navigating the long-term disability (LTD) insurance system on top…

Invisible Illnesses & Long-Term Disability: How ME/CFS, Fibromyalgia & Chronic Pain Sufferers Can Finally Protect Their Rights

November 24, 2025 | Justin C. Frankel

Living with an invisible illness is exhausting enough. Trying to prove your disability to an insurance company shouldn’t be…

a woman with a neck collar sitting on a couch holding a piece of paper

How to Appeal a Long Term Disability Denial

October 14, 2025 | Justin C. Frankel

Facing a denial of your long-term disability claim can feel frustrating and overwhelming, especially when you depend on thes…

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