Pediatrician Disability Win: Overcoming Hartford’s Denial with CPET Evidence

Our client enjoyed a distinguished career as a Pediatrician for more than two decades, a profession in which she thrived, excelled, and made a meaningful difference in the lives of countless children and families. As her career progressed, she began experiencing severe fatigue, chronic pain, and cognitive impairment caused by fibromyalgia and chronic fatigue syndrome. Over time, these debilitating conditions made it impossible for her to safely and effectively practice pediatric medicine.

Filing a Disability Claim Based on Physician Recommendations

With the guidance of her treating physicians, she made the difficult decision to file a disability claim. Despite the overwhelming medical evidence, Hartford denied her claim, asserting, without basis, that her conditions did not prevent her from performing the essential duties of her occupation.

The denial left our client devastated and uncertain about how to move forward. Recognizing that she needed experienced legal support, she sought out an attorney who understood the complexities of disability claims and could advocate on her behalf.

Retaining The Experienced Disability Insurance Attorney at The Law Office of Justin Frankel

During her consultation with Attorney Justin Frankel, she immediately felt reassured. He explained the appeals process, answered her questions, and provided the clarity and confidence she needed. She retained Attorney Frankel, knowing she had found the right advocate.

Comprehensive Appeal Strategy Using CPET Testing

Attorney Frankel crafted a comprehensive appeal strategy, collaborating closely with her physicians to strengthen the medical record. He recommended CPET testing, the recognized “Gold Standard” for documenting chronic fatigue syndrome, to objectively demonstrate the extent of her functional and cognitive limitations. The results provided powerful, indisputable evidence of how profoundly her conditions impaired her ability to work as a Pediatrician. After assembling extensive medical and vocational support, the appeal was submitted.

Within just three weeks, the insurance company contacted our firm to acknowledge that their prior decision had been incorrect. They reversed their denial and approved our client’s long-term disability benefits.

Ongoing Protection of Long-Term Disability Benefits

Thanks to Attorney Frankel’s strategic approach and unwavering advocacy, our client secured the benefits she deserved. She continues to work with Attorney Frankel to ensure her claim remains protected moving forward.