Tag: Disability Insurance

Hartford’s Attempt to Deny Benefits After 18 Years Fails

Written by Justin Frankel on June 9, 2022. Posted in Case Results.

A Judge in Federal Court in Vermont found against Hartford in a Disability ERISA case, ruling its termination of a claim, paid for many years, failed to satisfy the standard to be upheld. A highly compensated vice president...

Insurance Companies are Feeling the COVID-Impact–Disability Claimants Are Too.

Written by Justin Frankel on February 8, 2022. Posted in Disability Insurance Claims.

The insurance sector expected that as vaccination rates increased, COVID-19 deaths would begin to decline in 2021, but that did not happen. Instead, mortality rates rose sharply, and many insurance companies are recalibrating...

New York Disability Insurance Lawyers – Own Occupation Disability Income Insurance Policies

Written by Justin Frankel on November 23, 2021. Posted in Disability Insurance Claims.

An own occupation disability income insurance policy is marketed and sold with the understanding that the person is insuring their income for a specific career. These policies are usually purchased by high income wage earners,...

Why Did Met Life Deny My Long Term Disability Claim?

Written by Justin Frankel on May 19, 2021. Posted in Disability Insurance Denials.

If MetLife has denied or terminated your long-term disability insurance claim, and it is a policy through your employer, the first thing you need to know is the window of time to appeal the denial or termination is time sensitive....

Mutual Of Omaha Again Found To Be Arbitrary And Capricious In Its Claim Handling Of ERISA Disability Claim

Written by Justin Frankel on May 12, 2021. Posted in ERISA Disability Appeals.

Mutual of Omaha has a persistent history of wrongfully denying ERISA disability claims, which we see regularly in our law practice. A recent case in federal court found that the company wrongfully denied a disability claim,...

What Happens When Your Claims Adjuster is AI (Artificial Intelligence) Bot?

Written by Justin Frankel on March 23, 2021. Posted in Disability Insurance Claims.

AI software has been assisting with the processing of disability claims for several years, but you may not have noticed because there is still a human at the last leg of the claims process – the person who picks up the phone...

Why Sedgwick Denied Your Disability Insurance Claim

Written by Justin Frankel on December 4, 2020. Posted in Disability Insurance Denials.

Sedgwick manages short-term disability claims for many Fortune 500 and other companies, and regularly denies disability claims for a number of reasons. Often, they have little to do with your short or long-term disability claim,...

ERISA is helpful but complex

Written by Justin Frankel on November 15, 2017. Posted in ERISA Disability Appeals.

The federal Employee Retirement Income Security Act of 1974 (ERISA) provides regulations over disability insurance plans offered to workers of private employers as part of a worker benefit package. If a person decided to purchase...

Did medical records play a part in your disability claim denial?

Written by Justin Frankel on September 25, 2017. Posted in Disability Insurance Denials.

You’ve carried long-term disability insurance to protect yourself and your family from poverty in the event of a catastrophic accident or serious medical issue, such as a stroke. After years of paying for coverage, you...