Tag: #disabilitylawfirm

female physician talking to a male patient

CIGNA Senior Advisor with Disability Policy from New York Life

Written by Justin Frankel on August 18, 2023. Posted in ERISA Disability Appeals.

Our client, a 67-year-old Clinical Program Senior Advisor for CIGNA, had been a healthy person for many years, enjoying success in her occupation, while thriving in all endeavors. She suffered from chronic migraines, a...

Woman in white shirt looking shocked at paperwork while sitting on a couch by a window. Woman in white shirt looking shocked at paperwork while sitting on a couch by a window.

Disability Insurance Company Attempts to Clawback Social Security Benefits Thwarted

Written by Justin Frankel on September 21, 2022. Posted in News.

Our disabled client had been receiving benefits from her disability insurance company and expecting them to continue, as her disability had not changed. She was awarded Social Security disability benefits from the federal...

Disability insurance form with glasses and pen, focusing on personal information fields for secure application.

How are Vocational Reviews Used to Terminate Long Term Disability Claims?

Written by Justin Frankel on July 7, 2022. Posted in Disability Insurance Claims.

Inexperienced claimants make a grave error when they focus solely on their medical condition when filing a claim for long term disability insurance. This is one of many reasons to speak with an experienced long term...

Virus cells and digital globe with data trends, depicting global pandemic impact and analysis.

Long-Term Disability Claims Denials Likely to Increase in Response to Record Death Benefit Payouts

Written by Justin Frankel on February 28, 2022. Posted in Disability Insurance Denials.

A secondary impact of this now over two-year Pandemic of COVID-19, and due to an unprecedented increase in deaths, the insurance community is noting an outsized number of death benefit payments. Life insurance company...

Why Hartford Denied Your Disability Claim

Written by Justin Frankel on December 10, 2021. Posted in Disability Insurance Denials.

Key Takeaways Hartford disability insurance claims often face delays and denials, making it critical for policyholders to stay organized and respond in a timely manner when providing documents or medical updates. Many...

Lincoln Financial Disability Policyowners Be Warned

Written by Justin Frankel on March 19, 2021. Posted in Disability Insurance Denials.

The latest wave of phone calls and emails to our office are coming from people who had their employee disability policy through Lincoln Financial as part of their employer’s benefits package. They are facing the problem...

Doctor consulting with an elderly patient in an office, discussing health concerns. Stethoscope and laptop on desk.

Can a Long Term Disability Insurance Company Force You to Have Surgery?

Written by Justin Frankel on February 26, 2020. Posted in Disability Insurance Claims.

When an insured with disability insurance can’t work because of a medical condition and is under the care of a doctor, even a specialist, you would think that they should feel safe that their long term disability claim...

Pilot operating an airplane cockpit with illuminated control panels at dusk. Pilot operating an airplane cockpit with illuminated control panels at dusk.

What Does “Material and Substantial Duties” Mean in a Disability Claim?

Written by Justin Frankel on October 21, 2019. Posted in ERISA Disability Appeals.

We often use the phrase that a person is “unable to perform the material and substantial duties of their occupation” in our representation of claimants. What exactly does that mean? The term “Material and Substantial...